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Best Printer for Printing Checks

If you’re a frequent check user, you may consider getting a check printer.

Printing checks on your own is a more economical option than having to buy a bulk amount every month. Not to mention that a check printing printer allows you to customize the checks according to your needs.

If you’ve been searching for the best check printers but still unsure which printer you should get, worry no more.

To make things easier for you, we’ve crafted a list of some of the best printers for printing checks you can find on the market today!

Comparison Table:

Model Price
Numbers of checks/toner Speed Monthly duty cycle
MICR Toner International Xpress Samsung M2020w Laser Check Printer Bundle Check Price
3000 21 ppm 10000
Renewable Toner Laserjet Pro M404n MICR Printer Bundle Check Price
1500 38 ppm 80000
VersaCheck HP Deskjet 3755MX, MICR All-In-One Printer Check Price
300 8 ppm 1000
Renewable Toner Canon ImageCLASS LBP6030W MICR Check Printer Bundle Check Price
4800 19 ppm 5000
MICR Toner International HP Laserjet Pro M118dw Check Price
3000 30 ppm 20000

The 5 Best Printers for Printing Checks in 2021

Without further ado, let’s take a look at the top-rated check-printing printers to help you choose the one that best suits your needs.

1. MICR Toner International Xpress Samsung M2020w Laser Check Printer Bundle – Best Overall Pick

MICR Toner International Xpress Samsung M2020w Laser Check Printer Bundle

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The Samsung M2020w  provides the right balance between productivity and costs.

It features a monthly duty cycle of 10,000 pages, allowing you to print up to 30,000 checks per month. Additionally, the toner provides a total yield of 1000 pages, or about 3000 checks if each page contains 3 checks. 

Moreover, the Samsung M2020w can print at a speed of 21 ppm, which means that you can print around 63 checks if there are 3 checks on each page. The paper tray can hold up to 150 sheets at once, allowing you to print up to 450 checks without having to re-feed the tray.

As far as connectivity is concerned, the Samsung M2020w supports multiple connectivity choices. You can either print wirelessly using Wi-Fi or by tapping your NFC-enabled device on the printer. You also get the good old USB port. Furthermore, you can use Wi-Fi Direct to print your checks without having to connect to an internet hotspot.

What We Like:

  • High toner yield
  • High monthly duty cycle
  • Supports Wi-Fi Direct
  •  Supports NFC
  • Decent printing speed

What We Don’t Like:

  • Running costs are a bit high

Bottom Line

The Samsung M2020w is a robust check printer that has an excellent output quantity and multiple connectivity choices.

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2. Renewable Toner HP Laserjet Pro M404n MICR Printer Bundle – Fastest Check Printer

Renewable Toner HP Laserjet Pro M404n MICR Printer Bundle

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The HP Laserjet Pro M404n is one of the fastest printers that print checks out there. You can print up to 38 pages or 114 checks per minute, making it a good choice for bulk check-printing. Furthermore, the toner provides you with a total yield of 1500 pages or 4500 checks.

The monthly duty cycle is a whopping 80000 pages per month, which means that you can print up to 240000 checks with this printer, making it an excellent choice for volume printing. The paper tray can take up to 350 sheets. You can also buy an optional 550-sheet tray to get a total paper capacity of 900 sheets.

When it comes to connectivity, the HP Laserjet Pro M404n supports USB and wireless printing. It also supports printing over cloud services like Google Cloud Print and Apple AirPrint.

What We Like:

  • High monthly duty cycle
  • Decent yield/toner
  • Fast print speed
  • High paper tray capacity
  • Supports Wi-Fi
  • Supports cloud printing

What We Don’t Like:

  • Print quality not on par with other laser printers

Bottom Line

If you want a fast check printer, the HP Laserjet Pro M404n would be a good choice for you with its 38 ppm print speed.

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3. VersaCheck HP Deskjet 3755MX, MICR All-In-One Printer

VersaCheck HP Deskjet 3755MX, MICR Printer

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What makes the VersaCheck HP Deskjet 3755MX stand out from the crowd is that it’s an all-in-one printer. In addition to check printing, you can also copy and scan them.

Furthermore, the VersaCheck HP Deskjet 3755MX is quite compact. It’s also pretty lightweight, weighing just 5.1 lbs. You can easily move this printer around your home or office with minimal effort.

Unlike the other printers on our list, the VersaCheck HP Deskjet 3755MX is an inkjet printer, not a laser one. This can be both an advantage and a disadvantage at the same time, depending on your needs.

Inkjet check printers provide a better print quality, but they’re slower and their running costs are higher than laser ones. On the other hand, laser printers are faster than inkjet print and they cost less to run.

The paper tray can hold up to 60 sheets, which is somewhat lower than average. Having to re-feed the input tray frequently can be a bit annoying, but it shouldn’t be a problem if you don’t print a huge amount of checks.

The toner’s total yield is 300 checks and the printer’s monthly duty cycle is 1000 pages or 3000 checks, making this printer good for low volume check printing.

As for connectivity, the VersaCheck HP Deskjet 3755MX supports USB and Wi-Fi. You can also print using Wi-Fi Direct.

What We Like:

  • Great print quality
  • Can copy and scan checks
  • Compact and lightweight
  • Supports Wi-Fi and Wi-Fi Direct
  • Low initial costs

What We Don’t Like:

  • Slow print speed
  • Limited toner yield
  • High running costs

Bottom Line

The VersaCheck HP Deskjet 3755MXs is a versatile all-in-one check printer that won’t cost you a fortune to buy. We especially like its excellent print quality and how you can copy and scan checks with it.

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4. Renewable Toner ImageCLASS LBP6030W MICR Check Printer Bundle – Best Value for Money

Renewable Toner ImageCLASS LBP6030W MICR Check Printer Bundle

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One notable feature of the Canon ImageCLASS LB6030W is its high output capacity. You can print up to 1600 pages per toner, or in other words, 4800 checks.

Moreover, the printer’s monthly duty cycle is 5000 pages per month, which means that you can print up to 15000 checks per month. The paper tray’s maximum capacity is 150 sheets, which is good enough for volume printing. You can print up to 450 checks without having to fill the tray again, considering that it was full at the beginning.

When it comes to connectivity, the Canon ImageCLASS LB6030W supports both USB and Wi-Fi. You can even use Wi-Fi Direct to wirelessly print directly from your mobile device without having to connect it to the internet.

What We Like:

  • High yield per toner
  • Decent monthly duty cycle
  • Supports Wi-Fi and Wi-Fi Direct
  • Affordable

What We Don’t Like:

  • A bit slower than the competition

Bottom Line

The Canon ImageCLASS LB6030W is an affordable check printing printer that’s capable of giving you a high yield per toner.

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5. MICR Toner International Laserjet Pro M118dw – Best Budget Pick

MICR Toner International Laserjet Pro M118dw Printer

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The HP Laserjet Pro M118dw features a compact design that allows you to place it anywhere you want.

The toner provides you with a total yield of 1000 pages or 3000 checks, which is more than enough for most users. As for the monthly duty cycle, you can use the HP Laserjet Pro M118dw to print up to 20000 pages/month, or 60000 checks/month. That’s massive and you won’t likely reach that number anyway.

Furthermore, it has an intuitive LED control panel that makes adjusting the printer’s settings a breeze. The HP Laserjet Pro M118dw has a 250-sheet paper tray, which is good enough to keep you covered for at least a few days before you have to feed the tray. 

Don’t like cluttering your desk with wires? Then you’re on luck because the HP Laserjet Pro M118dw supports wireless printing over Wi-Fi and Wi-Fi Direct in addition to the conventional USB connectivity. Moreover, you can print over mobile cloud printing services like Google Cloud Print.

What We Like:

  • High yield/toner
  • Compact design
  • Wireless printing 
  • Supports Wi-Fi Direct
  • Fast print speed

What We Don’t Like:

  • High running costs

Bottom Line

The HP Laserjet Pro M118dw is a compact and affordable check-printing printer that supports wireless printing and offers a fast print speed.

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Tips to Help You Pick the Best Printer for Checks

Before deciding on a check printing printer, there are a few factors that you need to consider to ensure that the printer lives up to your expectations.

Security

Checks are sensitive pieces of information, so you’d want to get a printer that keeps check-printing as secure as possible. This means that no one other than you should be able to use the printer to print checks.

Software Compatibility

There are special software packages that are dedicated to check printing, but not all of them are compatible with all types of printers. If you know which software package you’re going to use, make sure that it’s compatible with the printer you’re going to buy. 

Ink Type

You can print checks using regular ink, but we don’t recommend doing that. Instead, you should get a printer with a MICR toner. MICR ink is a special type of ink that’s used to print checks, and it minimizes the possibility that your check would get rejected.

Speed + Duty Cycle

By knowing the speed and duty cycle of a check printing printer before buying, you can calculate how many checks you can print per day and whether that would be sufficient for your needs. After all, you don’t want the printer to fail after a few months of buying it.

Frequently Asked Questions:

Why Do I Need a Dedicated Printer for Printing Checks?

You might be wondering why you may need a special check printing printer; the answer is simply because check printing printers use the “official” ink that’s used in printing checks.

Not to mention that they’re compatible with check printing software that allows you to select from the available preset check formats instead of having to design it on your own.

What Is a MICR Toner?

MICR is a type of toner that’s explicitly used in printing checks. It’s the acronym for Magnetic Ink Character Recognition.

Sometimes, checks that are printed using regular ink may get rejected because the Federal Reserves requires that all checks must be printed using magnetic ink to prevent check fraud.

While you can easily print checks using regular ink, you also increase the chances of your check getting refused.

What Do I Need to Print My Own Checks?

If you have the right tools and resources, printing your own checks will be an easy task. Here’s everything you could need to start printing checks:

  • A MICR toner
  • Check-printing software
  • A printer that’s compatible with MICR ink
  • Stock check paper
  • Magnetic ink
  • A USB cable or internet connection (for wireless printers)
  • A power source

Once you’ve got everything you need, you can start printing your own checks. Just set up the printer, load it with paper, and connect it to your computer. 

Is Printing Checks Illegal?

No, printing your own checks isn’t illegal. In fact, all of the software programs that are used to print checks are legal and licensed for consumer use. However, it’s illegal to print checks for fraud purposes, like taking funds that don’t exist in the account’s balance. But these problems are generic and aren’t tied to check-printing specifically.

Final Thoughts

There’s no straightforward fit-for-all winner on our list; it all depends on your personal needs and your budget. 

If we had to pick a winner, it’d be the Samsung M2020w. It provides a high yield/toner, versatile connectivity choices, and a high monthly duty cycle. It also comes at a great price, making it hard not to recommend this printer. It’s arguably one of the best printers for printing checks you can find on the market today.

Do you want a check-printing printer with a huge paper tray capacity? Consider getting the HP Laserjet Pro M404n. It has a massive 350-sheet input paper tray and you can optionally install another tray to increase the overall paper capacity to 900 sheets.

If you’re on a budget, take a look at the Canon ImageCLASS LB6030W. It offers a high yield per toner and you can use Wi-Fi Direct to print directly from any of your devices conveniently. It’s one of the cheapest printers that print checks.